1-602-993-8636

Address: 17612 North 59th. Avenue, Suite 100 Glendale, AZ 85308

Insurance and Financing Option at TFC

Insurance Coverage

Financial information and insurance guidance for fertility treatment in ArizonaTroché Fertility Centers is contracted with most insurance companies and we are happy to submit claims on your behalf for covered services. However, since insurance coverage varies greatly from carrier to carrier and policy to policy, we strongly encourage you to call and get specific information in writing about your insurance coverage before you begin fertility treatment. Since most patients have no experience in dealing with their insurance carrier and infertility coverage does not usually fall under standard care guidelines, we have listed below standard questions that will help you when talking with your insurance company's member services representative. We strongly encourage you to obtain written confirmation of predetermination of benefits for your records. (Note: Your member service representative's number should be listed on your insurance card.)

Insurance Company Questions

  1. Is the diagnostic evaluation for infertility covered (i.e. lab work, ultrasound, hysterosalpingogram, andrology services)? Does my insurance cover physician, hospital and lab charges?
  2. Are infertility treatments such as artificial insemination or in-vitro fertilization (IVF) covered under my plan? Are the hospital, physician and lab charges covered for these procedures?
  3. Is there a co-payment to an infertility specialist? How much?
    (Note, this is usually provided by a sub-specialist and can be different from your regular co-payment amounts.)
  4. What is my co-payment/deductible for infertility related hospital charges?
  5. Are oral or injectable medications covered?
    (e.g. Clomid, Gonal-F, Follistim, Menopur, Repronex, Luveris, Ganarelix, Lupron)
  6. Does my insurance require use of a specific contracted pharmacy?
  7. Am I required to use a specific contracted laboratory for insurance coverage?
  8. Do I have a lifetime maximum benefit for treatment?  How much?  Does it includes medications?
  9. Do I have an age cap restriction for my infertility benefits? What is the age maximum?
  10. Do my IVF benefits cover donor and / or gestational carrier services?  How much?

Your involvement and assistance in coordination of authorizations, etc. is vital in the process when working with your insurance company. This protects you from the surprise of becoming financially responsible if they will not pay. You have more influence with your insurance provider than your physician or surgery center so be sure you have the appropriate authorizations before you begin any treatment plan. Insurance authorizations can take up to 6 weeks, so be careful not to rush into a treatment without an authorization number.

Financing Option at TFC

BBVA Compass Financing

BBVA Compass:

Apply for a Signature Express Loan, with amounts up to $100,000. Loan amounts less than $25,000 can potentially receive credit notification and funding the same day.

BBVA Compass Signature Express Loan Application

Fill out our loan application (PDF) and send it to:

Judy Rademacher
judy.rademacher@bbva.com
Senior Financial Advisor
NMLS#568060
20016 N 67th Ave.
Glendale, AZ 85308

Ph: 623-537-3110

www.bbvacompass.com

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